Indexed Annuity Checklist

Once you decide that an indexed annuity is right for you, there are a number of factors you should consider in evaluating the specific annuity you will purchase. These include:

Fees and Expenses

The indexed annuity fees and expenses an insurance company charges can include: Carefully evaluate fees and expenses, since they will impact the amount of money ultimately available in the annuity.

Insurance Company Ratings

Since an indexed annuity is an insurance contract, you need to be able to count on the financial strength and claims-paying ability of the insurance company from which you purchase an annuity. Ask for company rating information from respected sources, such as A.M. Best, Moody's or Standard & Poor's, before purchasing an annuity.

Annuity Features

Make sure you understand the terms and limitations of an indexed annuity contract before you purchase it, including:

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